Many students are delighted to sign the loan agreements that will allow them to attend college, but they could have a lot of questions when it comes time to repay the loan. Here are some strategies to help you better understand the payback procedure. Establish the Terms Examine the loan documentation for each of your loans to determine the remaining balance, monthly payments, and total number of payments. Go to your lender or, in the case of federal loans, the National Student Loan Data System at www.nslds.gov to obtain the information. You may incorporate your monthly budget with the amount you owe and the amount you have to pay each month once you know these details. Select the Finest Payback